Is Wage Garnishment Legal?
Being heavily in debt is incredibly stressful. In many cases, despite the debtor’s best efforts, he or she finds that it is impossible to pay all debts. When a creditor is determined to get paid, the company can acquire a civil judgement against you and even pursue wage garnishment. When this happens, up to 25 percent of your income can be garnished from your paycheck and sent directly to your creditors. This will not relieve any of the financial pressure you are under, considering you are most likely already having trouble paying your bills. In fact, it may make your financial situation worse.
Issues You Can Face With Wage Garnishment
When your wages are garnished, it is important to realize how serious the situation is. While dealing with the financial implications of having less income, you may also find that your work environment is adversely affected. When your wages are garnished, your employer will be informed, forcing the company to legally comply with the request. Along with causing friction at work, a garnishment could also cause your actions to come under increased scrutiny. It is important to note that you cannot be fired because of wage garnishment. Nonetheless, it is embarrassing and could cause you to lose the respect of your co-workers and managers.
Can I Stop Wage Garnishment?
If you are facing wage garnishment, it is important to know that you have options. Whether you are approaching wage garnishment or you have already been to court, you need the help of a Phoenix bankruptcy attorney. The team at the Oswalt Law Group in Phoenix are here to help. We will fully review your situation and offer advice for how you should proceed with legal action to protect yourself. Wage garnishment can deal a tremendous financial blow to someone who is in debt and already living paycheck to paycheck. Our team will work tirelessly to give you the best chance at stopping or reversing wage garnishment. We can also offer information about bankruptcy or other legal actions you can take to discharge or pay off what you owe so you can have a debt-free financial future. Bankruptcy is a great tool for obtaining a fresh start and helping you get back on the path to financial security. If you are searching for a lawyer for your wage garnishment case in Phoenix, turn to the trusted bankruptcy attorneys at the Oswalt Law Group today. Give us a call today for a free initial consultation.