It is your right as an employee to work in a safe environment. Despite this, workplace injuries are a common cause for emergency room visits. For every 100 employees, 3 will suffer an injury while on the job. While rarer, fatalities can occur as a result of workplace accidents. According to the US Bureau of Labor, workplace fatalities occur at a rate of three per every 100,000 employees.
Workplace injuries can have devastating effects on both the worker and their families. It is estimated that 99 million production days are lost each year due to workplace injuries. The victim may be required to take time away from work to rehabilitate or heal from a work injury resulting in wage losses.
Workers’ compensation insurance is a requirement for every business owner. However, strict insurance companies can play a role in denying your ability to receive the compensation you deserve.
Workers compensation applies to a variety of workplace injuries, from carpal tunnel to broken bones to traumatic events like brain injury or amputations. Regardless of the reason for the workplace accident, the employee is entitled to coverage under the Occupational Safety and Health Administration. This means that even if the worker is the cause of the accident or injury, they are still entitled to coverage under their employers insurance policy.
Common work injuries include:
- Muscle Strains or Tears
- Trips, Slips or Falls
- Repetitive Motion Injuries
- Vehicle Collisions or Crashes
- Falling Objects
- Cuts and Lacerations
- Prolonged Exposure to Loud Noise
- Inhalation of Toxic Fumes
- Malfunctioning Equipment
- Walking into Hazards or Objects
- Workplace Violence
You will most likely need an experienced lawyer to represent you, bearing in mind that you must deal with difficult parties and legal complexities before you can receive your due compensation. Remember to be quick about hiring an attorney or otherwise risk missing the deadline for filing your injury claim, as stipulated in your state’s statute of limitations. At Oswalt Law Group, our attorneys are always available for a free consultation about your injury case, so call us today on (602) 225-2222 to see how we can help you.