Can You Keep That Tax Refund If You’ve Filed For Bankruptcy
With just a few weeks left before tax filing deadline, it’s important to know whether or not you’ll be able to keep a tax refund if you’ve filed for personal bankruptcy. We’ll talk about it in this issue.
Did Experian Lie About Its Credit Scores?
Earlier this year, we shared news that Equifax and TransUnion had been caught by the Consumer Financial Protection Bureau (CFPB) overcharging for their credit reports. Now, there’s word that Experian is in hot water with the feds for lying about the credit scores they provide. In this issue, we’ll talk about what’s going on.
Report Says 1-4 Consumers Contacted by Debt Collectors Feel Threatened
Many U.S. consumers feel threatened after talking with debt collectors on the phone. That’s the conclusion from a long-awaited report from the Consumer Financial Protection Bureau (CFPB). It’s a report that’s generating lots of national media buzz, and in this issue, we’ll talk about it as well as go over things that debt collectors are…
Learn These Tips for Surviving Bankruptcy
In a recent article to Entrepreneur magazine, Omar Spahi shared the lessons he learned when he was forced to file for bankruptcy protection. In this issue, we’ll share excerpts from his article.
You’ll Never Guess Why You May See A Jump In Your Credit Score This Summer
A new method in the way credit scores are calculated could mean that millions of Americans could soon see a boost in their own scores. In this issue, we’ll tell you what’s happening and why.
How to Know if Personal Bankruptcy is Your Best Option
Filing for personal bankruptcy may sound ominous, but there are times when it’s probably your best option. In this article, we’ll talk about how to recognize if bankruptcy is your best path forward. In it, we’ll share excerpts from an article by Erica Sandberg originally published on creditcards.com. The Two Types of Personal Bankruptcy Before…
Why Are More Arizonans Filing for Chapter 13 Bankruptcy Over Chapter 7?
A recent article in the Tucson Daily Star confirmed that filings for Chapter 13 personal bankruptcies rose in Arizona last year while those for Chapter 7 plunged. What’s behind the trends? We’ll talk about it in this issue.
Learn How to Re-Establish Good Credit After Personal Bankruptcy
When you make it through the personal bankruptcy process and you’ve been discharged from your debt responsibilities, the first order of business is to re-establish good credit. There aren’t any rules for how to do this, and how quickly you’re able to re-establish good credit will depend upon a host of factors. In this issue,…
Learn The Difference Between Your Credit Score and Your Credit Report
We’ve talked before about the importance of keeping track of your credit score and how to improve it. But did you know there is a difference between your credit score and your credit report? We’ll explain it in this issue.