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Do’s And Don’ts Of Dealing With The Repo Man!
The repo man is not a popular person. Unlike the Publisher’s Clearinghouse folks who want to give you a check worth millions, the repo man is there to take something away from you because of non-payment. Feelings of intimidation are understandable, but there are ways to lessen the tension. Do not try to negotiate with…
DUI? Do You Really Have To Take A Field Sobriety Test?
There no doubt about it: Arizona law is tough on drivers charged with driving under the influence (DUI). You could be jailed up to 10 days for just your first offense. But if you’re asked to take a field sobriety test by an officer, do you really have to take it? Arizona Cops Have Power…
Know Your Rights When Dealing With Debt Collectors!
Abuse and harassment from debt collectors were among the reasons the US federal government created the Consumer Financial Protection Bureau. That should give you some insight into the preferred method of doing business for many debt collectors. As for the millions of us in debt, we often have other stressors going on in our lives…
Why Talking to the Police Cannot Help You
Leith Monroe, 33, was arrested for DUI in an accident that killed a man during a crash on I-17 in Phoenix just after midnight on Feb. 16. At the scene, Monroe provided a valuable lesson in how NOT to act when questioned by police officers. Even before officers arrived on the scene, Monroe was observed…
DUI: Chemical Breath Test vs. PAS Test
There is frequent instance of drivers being pulled over by cops and then asked to take a Breathalyzer test. There are two methods of testing, namely chemical testing, for which the driver has to be taken to the station, or an on the spot PAS (preliminary alcohol screening) exam which is done at the roadside.…
Are Bankruptcies On The Rise?
No one wants to enter into the nightmare that is bankruptcy and yet many find themselves seeking protection under bankruptcy laws. The biggest factor that has given rise to bankruptcy is the easy availability of credit. Credit card use has skyrocketed in the last two decades and people have started living beyond their means. Paying…
You Are In A Car Accident: What To Do Now?
There are millions of car accidents every year, but fortunately, there’s almost vehicle damage only and rarely injuries to the passengers. It’s best to be prepared beforehand if you ever find yourself in an accident. Here are ten things you should after an accident. Never drive away after an…
The Nightmare That Is Credit Card Debt
If you own a credit card, you are at risk of credit card debt. It’s extremely difficult to pay back and the interest just keeps on building. Use the following tips to avoid credit card nightmares. Stash Away Money When you have steady income coming in, stash away some emergency funds. On a rainy day,…
What You Need To Know About Driving Under the Influence
Flashing lights in your rear-view mirror? It’s time to pull over, friend! Driving under the influence is an extremely dangerous choice. You can seriously injure yourself and others on the road, even if you think you are not “as-drunk”. In any case, if you did make the unfortunate choice of drinking and driving and happened…