Blog
Explaining Your DTI Ratio
If you’ve recently applied for a loan, the term “debt-to-income” ratio (DTI) has probably been caught by your ear. In this article, we’ll break down exactly what the term mean and why it’s so important to creditors. DTI Explained Simply put, your debt-to-income ratio is all of your monthly debt payments divided by your gross…
Two Tucson Bars Sued in DUI Case for Breaking Dram Lies
In an earlier blog entry, we warned bar and restaurant owners that they can be held responsible in driving under the influence (DUI) cases. Two such Tucson establishments have found themselves being sued for negligence after four people died in a car crash. The Case at a Glance Last year, the driver of the car…
Boomers’ Retirement Hopes Dimmed by Debt
According to a new report, 6 in 10 baby boomers who are still working are spending as much or more than what they bring in. Even more troubling is that while a majority – 53% – of those who took part in the study believe that they’ll pay off their debts before retirement, only 23%…
Yuma County to Pay $400,000 for Wrongful Death
The family of a former Tempe police officer has been awarded a $400,000 settlement in a wrongful death lawsuit. The Case at a Glance The former officer was found dead in a Yuma County jail cell from an apparent suicide in 2014. He was facing several charges related to a high-speed chase the previous December.
Nurse Caught Selling Drugs Learns Value of Plea Deal
A registered nurse in Maricopa County who was charged for illegally selling drugs may be going to prison, but because of wise legal counsel, he’ll spend a much shorter time behind bars. The Case at a Glance The man, 41, was indicted on 16 felony charges in February – including three counts of selling a…
Avoid the Pitfalls of Personal Loans
In many cases, simply saving and cutting back on expenses will not do the trick when it comes to getting out of financial stress. Sometimes, a personal loan can be just what the doctor ordered. Before applying for a loan, though, it’s wise to have a game plan in place dictating how to best use…
Roads Aren’t the Only Place You Can Be Charged with a DUI
We know that the Arizona Highway Patrol has upped its game in terms of blanketing the state with DUI checkpoints. Another agency that has done the same thing is the Arizona Game and Fish Department. In mid-July alone, the Game and Fish Department teamed with multiple law agencies to patrol sections of the Colorado River…
Money Tips to Avoid
Financial advice is not hard to come by. However, not all money tips are helpful. In fact, some can set you up for financial failure. Here are a few tips you should avoid. There’s no better investment than a home. First off, there’s much more to owning a home than paying the mortgage. There can…
Police Officer Refuses to Take Field Sobriety Test
In previous blog entries, we’ve urged you to exercise your right of refusal for taking field sobriety tests if you’re pulled over for suspicion of driving under the influence (DUI). No better endorsement of that advice comes in the form of this news: an off-duty Tucson police officer who was arrested on suspicion of DUI…