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Arizona Requires State Exemptions for Bankruptcy

Exemptions are exceptions to the bankruptcy rules that allow the debtor to protect certain assets from seizure by creditors. Every state allows certain exemptions in connection with bankruptcy, but the particular amount and type of each exemption may vary from state to state. The state of Arizona requires that debtors who file for bankruptcy here…

Debts That Defy Bankruptcy

While bankruptcy is a great way to eliminate many debts, there are some debts that are not dischargeable under bankruptcy. There may be exceptions to these rules, but generally speaking these debts are immune to the normal discharge process. The attorneys at Oswalt Law Group in Phoenix try to help their clients discharge as much…

DUI Arrests Down Over Thanksgiving Weekend

According to the Arizona Governor’s Office of Highway Safety, there were fewer DUI-related arrests over the recent four-day Thanksgiving weekend in the state than in 2013. A report released on the Monday after the holiday weekend stated that 372 DUI arrests were made during the four-day period, down from 424 over the same time period…

Avoiding Holiday DUIs

The holidays are a time when people are traveling more often to parties, family gatherings and other events. In many cases, alcohol is served and people may drink before driving back home. This can lead to tragedy, as a quick look at the statistics regarding DUI reveal. It can also lead to hefty fines, jail…

Bankruptcy: Is It Really A Second Chance?

You may have heard bankruptcy referred to as a “clean slate” or a “second chance.” Is it really? The answer to that depends on your attitude toward bankruptcy and what you expect it to do. Bankruptcy is:

Police Officer Stops DUI Driver By Crashing

A police officer crashed into another driver in an effort to stop her from driving while under the influence of alcohol, according to recent reports. The crash occurred on southbound Interstate 17 near Carefree Highway State Route 74. At least 29 drivers called 911 to report a wrong-way driver heading north in the south HOV…

Handling Holiday Bills

The holidays are a great time for family, friends, food and fun, but they can also be a time of overwhelming bills. In order to avoid financial stress at the holidays, it is important to take a pro-active approach to spending. This is especially true if you are contemplating filing bankruptcy or have recently done…

Former Arizona Legislator Faces DUI Charges

A former Arizona legislator has been arrested on charges of DUI, according to recent reports from the Navajo County Sheriff’s Office. Representative Albert Hale, 64, was arrested by the Department of Public Safety and booked into jail in Holbrook after his initial court appearance. Hale is from St. Michaels Navajo Nation community in Apache County…

The Great Showdown: Bankruptcy and Wage Garnishment

Arizona’s wage garnishment laws are particularly hard on debtors, with courts often taking up to 25 percent of a person’s income.   This can mean the difference, for many families, in being able to pay the electric bill, the rent or even buy food. Even if the wage garnishment lasts for a relatively short period of…

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